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IFRA Membership Programs & Services


Group Insurance Programs:

IFRA Service Corporation has endorsed group programs through Arthur J. Gallagher Risk Management Services for property casualty and workers compensation insurance. Employee health and group term life insurance programs through Gallagher Benefit Services are also available, all tailored to meet participating members needs at the lowest possible rates.


Multiple-Employer 401(k) Plan:

The 401(k) Plan with Gallagher Retirement Services and TransAmerica provides a unique retirement savings plan solution that gives your employees a foundation for solid retirement planning.  The IFRA plan is one master plan which allows participating members the ability to customize the design to meet their company’s retirement goals. You will save time and money by reducing your administrative duties and as the fund grows, the lower the fees for you and your employees. The plan is designed with easy to use enrollment, educational and employee communications.

Employees could get credit for their Retirement Savings Contributions - The Savers Credit


NGA - IFRA Payroll Program:

IFRA endorses the FMS Payroll Processing Program through the National Grocers Association.  All members realize substantial savings on their payroll processing fees through the FMS Program. FMS has provided payroll and accounting services and software to the grocery industry for over 30 years.

Credit Card Processing:

IFRA offers a complete credit and debit card processing program with substantially reduced rates per transaction for all Visa/MasterCard, Amex/Discover, Debit, EBT, and gift cards through WorldPay.  Save on your card processing fees today.